Hey there, I’m glad you’re here.
My journey in financial services started with Edward Jones as an advisor in Austin, Texas. During COVID, my hubby and I decided that Austin wasn’t our forever home. (anyone else have an experience like that?)
Eventually we landed on East Tennessee as our next destination. Which is when I got into the mortgage business.
As I got my feet under me in mortgage I quickly realized there’s a pretty large gap between financial planning and mortgage strategies.
So, I decided to do things differently. By bringing the thoughtful and intentional planning from my time as a financial advisor into the world of mortgage.
Let’s be real, these are six and sometimes seven-figure financial decisions that are usually made with little (if any) guidance.
When you partner with me, my goal for you is that you understand the why behind the design so that you have clarity and feel confident at the closing table.
Here’s what I mean…
Recently I was working with a client who had a colleague that said she should ‘buy down the rate’.
(she was a first-time buyer, so he was looking out for her, it was actually really sweet)
Wouldn’t you know it, when we ran our analysis on his suggested rate, it would take her eleven years to break even.
With it being her first home she told me, she only plans on being there three to five years, with a max of seven.
When we went over everything, she decided not to buy-down the rate, but she picked a different route that aligned with her goals and timeline.
Could I have just said, ‘Sure! Let’s buy down the rate! Whatever you want.’?
Absolutely! But the truth is mortgage math is weird, so if you don’t have someone guiding you through your options you may end up paying more out of pocket than you need too.
It’s your hard-earned money so why not work with someone who treats that way?
Why Loan Some Dough?
When I left retail lending to become a broker, I finally got to build something that actually felt like me.
If we’re new friends, you may not know it yet, but I love a good pun.
One night after watching Lonesome Dove, I told my husband,
"I wish I could find something that worked with 'Loan Some...'"
Without missing a beat, he said: "Dough."
That was it. The name stuck because it fits. Money is serious. Borrowing decisions matter. But the process doesn't have to feel stiff, stuffy or intimidating.
Loan Some Dough is a reminder that we can take the big decisions seriously, without taking ourselves too seriously.
Want to make sure your mortgage isn’t treated like an afterthought?
Then let’s chat. chat.